Scam Watch · Text Message Scam · No. 23
A friendly stranger texts you by mistake, starts a conversation, then introduces investments, cryptocurrency, or a guaranteed opportunity.
Be cautious of unexpected contacts trying to build trust and move the conversation toward money.
A friendly stranger texts you by mistake, starts a conversation, then introduces investments, cryptocurrency, or a guaranteed opportunity.
This is a long game. Weeks of friendly chat build trust before the investment pitch. The "platform" shows fake profits until you try to withdraw.
If you already tapped the link and entered card or login details: call your bank from the number on your card, and change the password anywhere you used it. If you replied, expect more messages; block the number and delete the thread. Forward scam texts to 7726 (SPAM) so your carrier can act on them.
Texts never pass through a mail gateway. Treat every unexpected payment link on your phone the way you'd treat one in email: open the official app instead.
Part of the OpenEFA MailGuard Scam Watch series. Published October 21, 2026 by the EFA Security team. Share it freely; a link back is appreciated.